Thursday, November 16, 2017

Tips On Handling Commercial Roofing Insurance Claims

By Dennis Carter


Some storms can cause major damages to your roof top which can be detrimental to your building or home. Once you realize that the roof is damaged you need to make commercial Roofing Insurance Claims. These companies follow a lot of protocol therefore you need to understand how they work to improve your chances of getting your claim approved.

Immediately after the storm, the first thing that you should do is to check the rooftop. This will give you a true picture on the extent of the damage. In addition, checking your roofing from time to time is essential. In case of a minor damage, you can repair it in time before it escalates to become a big issue. This will help you save a few coins in terms of repairs.

If the roof is damaged it is wise to call your roof installation company to assess the damage before calling your insurer. Reason being, they are experts and they will give you the true picture of the extent of the damage. Plus, they will be able to advise you accordingly on what it will take to restore the roof back and at what price.

However, remember to have your evidence in hand to support your claim. The insurance company will need to verify that your claim is legit. By having photographs, records showing the time when storm occurred and any clips from the media depicting the storm can be used to support your claim. Sometimes, an insurer may choose to send a representative to confirm the allegations.

Once you have acquired the relevant materials that the insurer may need then you should contact them immediately. It is a prudent thing to have your roofing expert close by when giving the call. He or she can be of help especially if there is a need to clarify any technical details. You will find that you may not understand all technical terms and an expert can help you with that.

Once the claim is approved, the insurer is bound to give you half or three quarter of the amount claimed. This amount should be used to pay the roofing experts to start the works. The insurer will not give you the whole amount till the work is complete. This strategy is meant to ensure that the claimant uses the money for roofing only. Plus, if he or she decides not to carry out the works then the insurance company will be able to save a few coins.

Once the repair is complete, the insurer will need to verify it before giving you the rest of the money. After determining that the repairs are complete then the insurer should pay the balance. With this money you can be able to pay any money that you owe the roofing experts.

Hiring a qualified and trustworthy installer is important. The reason being, you will be assured of quality work. You do not want to be in a position where the roof starts to leak immediately after installation. A leaking rooftop is dangerous and can pose a lot of harm to your household or the building. The leakage also weakens your structure which can be expensive to repair.




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