Saturday, August 10, 2013

Experienced And Competent Bay Area Bankruptcy Lawyer Provides Relief For Debt Collections

By Sherrine Albao


If you have a lot of bills that are unpaid, you are likely to be flooded by the unfriendly phone calls of debt collectors. Most individuals do not know that these collectors can be silenced when they file for bankruptcy. A Bay Area CA bankruptcy lawyer will help you to start the process of getting back on your feet financially.

Once your petition is filed in the court, your creditors will no longer bother you. This is because of the automatic stay that will instantly become effective. With this legal order, your creditors will be unable to contact you or make efforts to retrieve their money.

The automatic stay's duration depends on the kind of Chapter that is filed. The common Chapter 7 case could be over within a few short months. On the other hand, the Chapter 13 could take a longer period. The duration is generally from three to five years.

Do not spend endless hours thinking about the solution to your financial problems. There are a lot of experienced attorneys who can give you the service that you need. A free consultation is usually offered to first time clients and this opportunity will enable you to find out your legal rights in this situation.

You now have the experience and knowledge of the attorney within your reach. Your situation will be evaluated and the options that are available will be presented to you so that you can be free from debt. If you pay attention to the recommendations and advice of the lawyer, you can be relieved of financial difficulties.

Getting the most appropriate Bay Area CA bankruptcy lawyer isn't as difficult as most people think. Some of your family members or friends may have experienced a similar issue at some point in their lives. They will give you the names of attorneys who are highly reputable and are willing to offer the type of help that you seek.




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