Monday, September 22, 2014

How A Notary Public Philadelphia PA Can Help You

By Karina Frost


A notary public is a public servant who is appointed by a state official such as a governor, state secretary or a lieutenant governor. This professional can also be appointed by the state legislature. In Pennsylvania, notaries are empowered to perform a number of official acts. They take verifications, affidavits, depositions and acknowledgements, administer affirmations and oaths, certify copies of documents and protest dishonored negotiable instruments.

A notarial officer cannot provide you with legal advice or help you draft various documents such as leases, wills, bonds, liens, contacts or powers of attorney. The law prohibits this professional from doing so. By hiring a notary public Philadelphia PA inhabitants can avoid being victims of fraud. They can also show that the documents they have signed are valid.

People who need to have a document notarized are required to appear before a notary public and provide the official with a proof of identity. For proof of identity, notaries require their clients to show them documents that have a photograph such as a drivers license, military ID or passport. Notaries require very little prior knowledge or special training. They are only required to pass a test and undergo a background check to obtain a license.

Knowing the identity of a person before notarizing a document is essential. Therefore, the notarial officer may spend a few minutes verifying the identity of each person who is signing a legal document. After certifying a document, a notarial officer seals it with an official seal and records the transaction in a register. By having documents notarized, you can avoid being a victim of misrepresentation, scams, fraud or forgery.

Notarial officers help deter fraud because of the many requirements that need to be met before legal documents are notarized. One of these requirements is that you and other people signing a legal document have to do so in front of the notarial officer. This makes it difficult for imposters to try to get a phony document notarized.

Notaries also verify that the people signing legal documents understand what they are signing and that they are doing it under their own free will rather than under duress. This helps ensure that forced transactions do not take place. These officials also check the legal documents thoroughly before they are signed to make sure that they are complete. This helps ensure that a person does not blindly sign a paper that can then be utilized for any purpose.

Notaries are also required to record all transactions they notarize in a notarial journal. This journal becomes part of public records and serves as a paper trail that can be used as evidence if an act of fraud occurred or was attempted. In times when dealing with strangers is the norm, requiring certain documents to be notarized provides a significant level of protection against fraud.

To hire a notary public, you can visit various institutions where these professionals work. You can also work with mobile notaries. Some of the institutions where notaries work include banks, government offices, courthouses, law firms and police precincts. These institutions employ notaries to ensure that the notarization of documents can easily take place on their premises.




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1 comment:

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